INTRODUCTION
Mahindra Manulife Mutual Fund is a joint venture between the two companies. One being Mahindra Financial Services Limited and the other Manulife Investment Management. It is among one of the top Mutual Fund companies in India. This fund house has developed itself into a trusted partner in the investment industry.
Furthermore, this article provides a detailed analysis of the basic grounds of this fund house. Investors will get to know the benefits of investing in their fund schemes. Also, listing the top best-performing fund schemes of the Mahindra Manulife MF.
Additionally, the article offers insights into the fund manager’s profile, guiding investors through key factors to consider before making informed investment decisions.
UNDERSTANDING THE KEY BENEFITS OF MAHINDRA MANULIFE MF
It is an essential part to keep in mind before starting one’s investment journey. To simplify these aspects, the following are some points:
Transparency
This is among the most important features of a Mutual fund company. It involves a fair and transparent projection of the facts. In simple words, it means showing the books to clients that contain information regarding the company’s internal condition.
Liquidity
Mutual funds offer high liquidity, allowing investors to buy or sell units on any business day. This liquidity allows investors to access their funds immediately.
Tax efficiency
Many mutual funds provide tax advantages, depending on the fund category and how long the investor keeps it. Consider equity-linked savings schemes (ELSS) in India. These funds offer tax breaks under Section 80C of the Income Tax Act.
WHY INVEST IN MAHINDRA MANULIFE MF HOUSE?
Investing is an important decision for any investor. Before that certain considerations should be kept in mind which are as follows:
Professional experience & expertise
The fund managers and financial experts bring extensive expertise and years of experience to the table. This professional depth allows them to make sound investment decisions, negotiate market challenges, and optimize portfolios for investor advantage.
Research driven-strategy
The fund house has a research-driven investment strategy that includes extensive investigation and evaluation of several investment opportunities. Thorough analysis helps fund managers identify potential risks and opportunities, helping them to make sound investment decisions. This commitment to research-driven efforts increases the chances of providing competitive returns to investors.
Commitment to Mahindra Group Values
As part of the Mahindra Group, the mutual fund promotes teamwork as a key belief. The Mahindra Group is well-known for its commitment to honesty, transparency, customer focus, and sustainability. Investors can be sure that these values dominate the mutual fund house’s activities, promoting a culture of trust and responsibility.
FUND MANAGER’S PROFILE
Mr. Krishna Sanghavi (CIO)
Mr. Krishna Sanghavi, a CMA from the Institute of Cost and Works Accountants of India and MMS in Finance, with over 27 years of expertise. He has 14 years of experience in mutual funds and 8 years of experience in life insurance, serving as ‘Head of Equities’ at Canara Robeco, Kotak Mahindra, and Aviva. In these roles, he successfully managed and oversaw Equity Portfolios.
TOP 5 PERFORMING FUNDS
Mahindra Manulife Mid Cap Fund
Investment objective
This scheme aims to generate long-term capital appreciation and growth prospects by investing in a portfolio of equities, equity-related securities, and derivatives, with a focus on mid-cap companies.
Fund house name: Mahindra Manulife MF
Category: Equity- mid-cap
CAGR: 19.11%
Benchmark: Nifty mid-cap 150 TRI
Mahindra Manulife Multi Cap Fund
Investment objective
This scheme aims to deliver medium to long-term capital appreciation through suitable diversification and low risk to business quality.
Fund house name: Mahindra Manulife MF
Category: Equity- multi-cap
CAGR: 17.49%
Benchmark: Nifty 500 multi-cap 50:25:25 TRI
Mahindra Manulife Large & Mid Cap Fund
Investment objective
This Scheme follows long-term capital growth by investing in equity and equity-related instruments from both large and mid-cap companies.
Fund house name: Mahindra Manulife MF
Category: Equity large & mid-cap
CAGR: 23.71%
Benchmark: NIFTY large mid-cap 250 TRI
Mahindra Manulife ELSS Tax Saver Fund
Investment objective
This Scheme’s goal is to achieve long-term capital appreciation through a diverse portfolio of equities and equity-related assets.
Fund house name: Mahindra Manulife MF
Category: Equity ELSS
CAGR: 12.74%
Benchmark: NIFTY 500 TRI
Mahindra Manulife Equity Savings Fund
Investment objective
The Scheme aims to create long-term capital appreciation and income by investing in equities and equity-related securities, exchange possibilities, and debt and money market assets.
Fund house name: Mahindra Manulife MF
Category: Hybrid equity savings
CAGR: 8.99%
Benchmark: NIFTY equity savings TRI
WHO SHOULD INVEST
Goal-oriented investors
Investors who have specific goals and defined objectives can benefit from investing in this fund house. It offers a wide range of fund schemes that will match varied investor’s goals. Whether it’s asset accumulation, retirement planning, education funding, or purchasing a property.
Long-term investors
Investing for a long time will build maximum capital. Various funds under their schemes provide gains through long-term investing. By staying invested for an extended period, investors can capitalize on compounding, ride out market swings, and even generate significant capital gains.
Flexible investors
This fund house is suitable for investors who can adapt to the market changes. Ups and downs in the financial market are common, and investors willing to overlook these barriers are well suited for this fund house.
Diversification seekers
Investors looking to invest in a well-distributed range of fund schemes can choose this fund house. It offers a variety of mutual fund schemes that match the investor’s objectives.
CONCLUSION
In conclusion, Mahindra Manulife Mutual Fund is an excellent choice for those wishing to increase their money with a trustworthy partner. They prioritize clarity, ease of access, and tax efficiency. This fund firm shares the Mahindra Group’s principles, which emphasize trust and accountability. The seasoned fund managers, led by Mr. Krishna Sanghavi, add a lot of credibility with their expertise and research-driven approach.
Additionally, it offers an opportunity for an online Systematic Investment Plan(SIP) that provides to save monthly.
The top-performing funds are of various types, demonstrating the fund’s commitment to providing good returns. It’s an excellent choice for individuals who have defined goals, wish to prepare for the long term, are adaptable to change, or desire a diverse investment. It stands out as an adaptable and stable option for investors aiming to build wealth.
